401(k) Calculator

Maximize your 401(k) growth with employer matching. Calculate your retirement savings and see the power of compound interest.

$
$
%

2026 Limit: $$24,500 (Age 35)

%
%
%
Advanced Options
%

Maximize Your 401(k) Growth

Take full advantage of employer matching - it's free money! The 2026 contribution limits are $24,500 (under 50), $32,500 (50+), and $35,750 (60-63). A 7% return is typical for diversified stock portfolios.

Enter your 401(k) details and click "Calculate Growth" to see your projection.

401(k) Guides

Contribution Strategy

How much to contribute, employer match impact, and the cost of stopping contributions.

Read guide

Growth & Returns

Average 401(k) return rates, how compounding works, and 20-year growth projections.

Read guide

Retirement Projections

How much you'll have at retirement, max contribution scenarios, and age benchmarks.

Read guide

Roth vs Traditional, Fees & Penalties

Which account type wins, how fees drain your balance, and early withdrawal rules.

Read guide