Annuity Calculator

Calculate annuity payments and growth. Estimate monthly income from an immediate annuity or project deferred annuity growth over time.

How much income will my lump sum generate?

Investment Amount

The lump sum you invest into the immediate annuity.

Annual Interest Rate (%)

The guaranteed annual rate of return on your annuity. Typical range: 3-6%.

Payout Period (Years)

How many years you want to receive payments from the annuity.

Payout Frequency

How often you receive annuity payments.

What is an annuity?

An annuity is a financial product that provides regular income payments in exchange for an initial investment. Immediate annuities start paying right away, while deferred annuities grow your money over time before converting to income. They are commonly used for retirement planning to guarantee a steady income stream.

Enter your annuity details and click "Calculate Annuity" to see your results.